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Did that phone call cost you $400.00? What do I mean?
If you are planning to buy a house (or commercial building or land) and you are pre-approved for a mortgage loan, you will receive your choice of a free one-year home warranty or a Lowe's gift card valued at $400.00 on properties that sell for $85,000 or more. You will, that is, if you call Michael Dixon Realty. If you called another company you did not get the same offer. I am the only Realtor in the Americus area who voluntarily gives you a home warranty or a gift card.
It's my way of saying "thanks" for being pre-approved for your financing. Bring me a copy of your pre-approval letter from your lender, and you'll get your choice of a warranty or gift card at closing. The home warranty covers the main systems of your home -- electrical, plumbing, roof, AC, etc. -- for your first year of ownership. If you prefer, take the gift card and buy something nice for your new home at Lowe's. Why get pre-approved for your financng? It lets sellers know you have made arrangements for your mortgage loan, and will not tie up the seller's property in a contract that falls apart because you cannot get financing.
It saves everyone's time, including your own. You must get approved for a loan anyway, so why not take care of it up front? It will give you an advantage over other buyers who haven't been pre-approved because sellers will be more inclined to accept an offer from you. I appreciate buyers who are pre-approved, and I try to show it by offering them a home warranty or gift card. Call me at 229-924-3089 or 929-939-2756 to talk about pre-approval and looking at properties.
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